.research-report[data-astro-cid-yu76krkh]{max-width:1000px;font-family:"MONA Research",var(--font);overflow-wrap:anywhere;padding-top:40px;padding-bottom:64px}.research-hero[data-astro-cid-yu76krkh]{border-bottom:2px solid var(--primary);padding-bottom:36px}.research-back[data-astro-cid-yu76krkh]{margin-bottom:28px;font-size:.9rem;display:inline-block}.research-eyebrow[data-astro-cid-yu76krkh]{text-transform:uppercase;letter-spacing:.08em;color:var(--primary);margin-bottom:16px;font-size:.8rem;font-weight:700}.research-hero[data-astro-cid-yu76krkh] h1[data-astro-cid-yu76krkh]{max-width:900px;font-size:clamp(1.9rem,3.8vw,3rem)}.research-summary[data-astro-cid-yu76krkh]{box-shadow:none;color:var(--text-soft);background:0 0;border:0;border-radius:0;margin:24px 0;padding:0}.research-meta[data-astro-cid-yu76krkh]{flex-wrap:wrap;gap:20px 36px;margin:28px 0 0;font-size:.88rem;display:flex}.research-meta[data-astro-cid-yu76krkh] dt[data-astro-cid-yu76krkh]{color:var(--text-soft)}.research-meta[data-astro-cid-yu76krkh] dd[data-astro-cid-yu76krkh]{color:var(--ink);margin:0;font-weight:600}.research-report[data-astro-cid-yu76krkh] section[data-astro-cid-yu76krkh]{padding:32px 0}.research-report[data-astro-cid-yu76krkh] h2[data-astro-cid-yu76krkh]{font-size:1.5rem}.research-report[data-astro-cid-yu76krkh] h3[data-astro-cid-yu76krkh]{font-size:1.12rem}.number-grid[data-astro-cid-yu76krkh]{grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr));gap:12px;margin-bottom:0;display:grid}.number-card[data-astro-cid-yu76krkh]{background:var(--surface);border-top:3px solid var(--primary);padding:20px}.number-card[data-astro-cid-yu76krkh] dt[data-astro-cid-yu76krkh]{color:var(--text-soft);font-size:.88rem}.number-card[data-astro-cid-yu76krkh] dd[data-astro-cid-yu76krkh]{color:var(--primary);margin:8px 0 0;font-size:1.4rem;font-weight:800;line-height:1.4}.research-body[data-astro-cid-yu76krkh]{min-width:0;max-width:100%}.research-body[data-astro-cid-yu76krkh] h2{margin-top:36px}.research-body[data-astro-cid-yu76krkh] h3{margin-top:24px}.research-body[data-astro-cid-yu76krkh] .research-table-wrap{overscroll-behavior-x:contain;width:100%;max-width:100%;margin:24px 0;overflow-x:auto}.research-body[data-astro-cid-yu76krkh] table{width:100%;min-width:640px;box-shadow:none;border-radius:0;margin:0;display:table;overflow:visible}.research-body[data-astro-cid-yu76krkh] th,.research-body[data-astro-cid-yu76krkh] td{min-width:110px}.research-body[data-astro-cid-yu76krkh] pre{max-width:100%}.research-citation[data-astro-cid-yu76krkh]{border-top:1px solid var(--border);border-bottom:1px solid var(--border);margin-top:32px}.research-citation[data-astro-cid-yu76krkh] pre[data-astro-cid-yu76krkh]{white-space:pre-wrap;overflow-wrap:anywhere;margin:16px 0;font-size:.8rem}.research-citation[data-astro-cid-yu76krkh] h3[data-astro-cid-yu76krkh]{margin-top:28px}.copy-button[data-astro-cid-yu76krkh]{font:inherit;border:1px solid var(--primary);background:var(--surface);color:var(--primary);cursor:pointer;border-radius:4px;padding:8px 14px;font-size:.85rem}.copy-button[data-astro-cid-yu76krkh]:focus-visible{outline:3px solid var(--cta);outline-offset:3px}.copy-status[data-astro-cid-yu76krkh]{margin-top:8px;font-size:.85rem}.research-license[data-astro-cid-yu76krkh]{margin:24px 0 0;font-size:.9rem}.research-sources[data-astro-cid-yu76krkh] li[data-astro-cid-yu76krkh]{margin-bottom:14px}.research-sources[data-astro-cid-yu76krkh] span[data-astro-cid-yu76krkh]{color:var(--text-soft);font-size:.85rem}.print-logo[data-astro-cid-yu76krkh],.print-publisher[data-astro-cid-yu76krkh],.print-source-url[data-astro-cid-yu76krkh]{display:none}@media (width<=600px){.research-downloads[data-astro-cid-yu76krkh]{align-items:stretch}.research-downloads[data-astro-cid-yu76krkh] .btn[data-astro-cid-yu76krkh]{padding:.8em 1em;font-size:.9rem}.research-report[data-astro-cid-yu76krkh]{padding-top:24px}}@media print{@page{size:A4;margin:18mm 16mm 20mm;@bottom-left{content:"The MONA Group · monapay.vn";font-family:MONA Research,sans-serif;font-size:8pt;color:#6f5960}@bottom-right{content:counter(page) " / " counter(pages);font-family:MONA Research,sans-serif;font-size:8pt;color:#6f5960}}@page:first{@bottom-left{content:none}@bottom-right{content:none}}html,body{font-size:10pt;line-height:1.6;color:#261118!important;background:#fff!important;font-family:MONA Research,sans-serif!important}.site-header,.site-footer,.screen-only[data-astro-cid-yu76krkh]{display:none!important}.research-report[data-astro-cid-yu76krkh]{width:100%;max-width:none;margin:0;padding:0}.research-hero[data-astro-cid-yu76krkh]{break-after:page;page-break-after:always;border:0;flex-direction:column;min-height:245mm;padding:0;display:flex}.print-logo[data-astro-cid-yu76krkh]{width:55mm;height:auto;margin:0 0 30mm;display:block}.research-eyebrow[data-astro-cid-yu76krkh]{font-size:10pt}.research-hero[data-astro-cid-yu76krkh] h1[data-astro-cid-yu76krkh]{text-wrap:initial;font-size:27pt;line-height:1.35}.research-summary[data-astro-cid-yu76krkh]{margin:8mm 0;font-size:12pt}.research-meta[data-astro-cid-yu76krkh]{gap:6mm 10mm;margin:8mm 0;font-size:10pt}.print-publisher[data-astro-cid-yu76krkh]{color:#971b38;margin:auto 0 0;padding-top:12mm;font-size:11pt;font-weight:700;display:block}.research-report[data-astro-cid-yu76krkh] section[data-astro-cid-yu76krkh]{padding:6mm 0}.research-report[data-astro-cid-yu76krkh] h2[data-astro-cid-yu76krkh]{font-size:16pt}.research-report[data-astro-cid-yu76krkh] h3[data-astro-cid-yu76krkh]{font-size:12pt}.number-grid[data-astro-cid-yu76krkh]{grid-template-columns:repeat(3,minmax(0,1fr));gap:3mm}.number-card[data-astro-cid-yu76krkh]{break-inside:avoid;border:1px solid #e1d2d6;padding:3mm}.number-card[data-astro-cid-yu76krkh] dd[data-astro-cid-yu76krkh]{font-size:14pt}.number-card[data-astro-cid-yu76krkh] dt[data-astro-cid-yu76krkh]{font-size:9pt}.research-body[data-astro-cid-yu76krkh] .research-table-wrap{max-width:none;margin:5mm 0;overflow:visible}.research-body[data-astro-cid-yu76krkh] table{table-layout:fixed;break-inside:auto;width:100%;min-width:0;font-size:8pt;display:table!important}.research-body[data-astro-cid-yu76krkh] th,.research-body[data-astro-cid-yu76krkh] td{overflow-wrap:anywhere;white-space:normal;min-width:0;padding:2mm}.research-body[data-astro-cid-yu76krkh] thead{display:table-header-group}.research-body[data-astro-cid-yu76krkh] tr{break-inside:avoid;page-break-inside:avoid}.research-body[data-astro-cid-yu76krkh] h2,.research-body[data-astro-cid-yu76krkh] h3,.research-report[data-astro-cid-yu76krkh] h2[data-astro-cid-yu76krkh],.research-report[data-astro-cid-yu76krkh] h3[data-astro-cid-yu76krkh]{break-after:avoid;page-break-after:avoid}.research-body[data-astro-cid-yu76krkh] p,.research-body[data-astro-cid-yu76krkh] li{orphans:3;widows:3}.research-report[data-astro-cid-yu76krkh] pre{white-space:pre-wrap;box-shadow:none;border:1px solid #e1d2d6;border-radius:0;font-size:8pt;overflow:visible;color:#261118!important;background:#fff!important}.research-report[data-astro-cid-yu76krkh] a{color:inherit;text-decoration:underline}.research-citation[data-astro-cid-yu76krkh]{margin-top:6mm}.research-license[data-astro-cid-yu76krkh]{font-size:9pt}.research-sources[data-astro-cid-yu76krkh] li[data-astro-cid-yu76krkh]{break-inside:avoid}.print-source-url[data-astro-cid-yu76krkh]{display:block;font-size:8pt!important}}